INVESTMENT ADVISORY

Baluarte

Welcome to Baluarte.

We help individual investors, families and institutions protect their wealth and achieve their financial goals.

We are a financial intermediary registered with and supervised by CMVM that fulfils the need for investment advice of international standards based on the values of independence, transparency, experience, efficiency and dedication.

Our team has over 25 years of experience in investment management.

We would be delighted to meet you.

Service

Baluarte is completely focused on investment advisory. Focusing on one service allows us to perfect every detail. Through Baluarte you will have access to a wide range of markets and international investment funds with maximum operational and cost efficiency. With us you will benefit from:

Analysis of your financial situation
Financial expression of your life goals
Definition of your risk profile
Definition of the ideal structure for your financial assets
Definition of the most adequate investment strategy considering the market environment and your specific profile
Selection of the financial instruments to use in building your investment portfolio
Preparing all necessary trade information for your approval and transmitting it to the financial intermediary (bank) of your choice
Continuous follow up of your portfolio, with analysis of any deviation from parameters and goals and proposal of both preventive and corrective measures
Portfolio reports, including valuation, trade recap and performance analysis
Macroeconomic and market review and outlook
Your own financial advisor, always available
Our institutional clients may request that a member of our team accompanies them in their meetings and investment committees

If and when necessary, Baluarte brings its clients together with its legal advisors to ensure the most rigorous advise in all areas.

Advantages

Independence: Independent from any economic group and wholly dedicated to investment advisory, all we care about is you
Resources: The most advanced information systems, used by the largest advisors and international investment managers
Security: We advise on your investments, your bank provides asset custody and safe keeping, and everything is done with your prior knowledge and consent
Transparency: All costs are clearly presented to you and we do not receive any incentives or retrocessions from either banks of fund managers – if we recommend an investment it’s because it is good for you

Experience: For the last 20 years our team has been managing mutual and pension funds, and advising banks and institutional investors
Efficiency: We give you access to investment products and services at the lowest cost, net of incentives and retrocessions, or else we make sure they are credited back to you
Global reach: We offer access to investment opportunities in the whole world and specialized mutual funds managed by the best international fund managers
Dedication: Our clients reward us over time for our continued advice, so we have to deserve their trust every day

Business Partners

Investment Managers

We work with the best international investment managers. Our clients may access their funds at a reduced cost.

Custodian banks and brokers

We are prepared to work with any financial intermediary appointed by our clients, but are also in a position to point out the ones with which we have negotiated favourable custody and transaction fees.

Legal advisors

We benefit from the legal advice of one of the best law firms in the world, with offices in more than 20 countries.

Team

Baluarte’s partners have more than 25 years’ investment experience, including:

Mutual and pension fund management, including International investment manager selection

Advising foundations and family offices, as well as fund managers, pension funds and insurance companies

Pedro Silveira Assis

Managing Partner

With a university degree in Business Administration from the Portuguese Catholic University in Lisbon, from 1993 managed mutual funds, was head of fixed income and a member of the investment committee of the leading investment manager in Portugal. From 2001 was a director of the Portuguese branch of the largest European investment manager, and from 2009 onwards was the deputy head of its Iberian business. During this time he advised institutional investors and banks distributing investment products to mass affluent and HNWIs.

Rita González

Partner – Investments

With a degree in Economics from Universidade Nova de Lisboa and a MBA from Universidade Católica Portuguesa, has more than 19 years’ experience in capital markets and investment management for High Net Worth Individuals (HNWIs). Before joining Baluarte, led the markets department of the Portuguese branch of a large international bank. In that capacity, was in charge of coordinating the investment team as well as defining and implementing investment product policy and strategy.

Miguel Cordovil

Partner – Private Clients

With a degree in Business Administration from Universidade Livre de Lisboa in 1985, has more than 25 years’ experience in commercial and retail banking, having spent the last 10 years before joining Baluarte in the Private Banking unit of one of the largest international banks operating in Portugal. He complements his business development experience with that acquired while coordinating the activities of money laundering prevention, compliance and risk management in a Private Banking environment.

Fernando Solla

Partner – Investments

Graduated in Business Administration and Management from the Portuguese Catholic University, he has been involved in financial markets since 1994. Throughout his career, he has taken on roles as an analyst and broker for high-net-worth institutional and individual clients. Since 2000, he has led the investment team responsible for one of the longest-standing equity strategies in Portugal, working closely with the leading banking unit in the high-net-worth client segment in Portugal. Before joining Baluarte, he led the newly established Management Company for Collective Investment Undertakings (SGOIC) within the same banking group.

INVESTMENT ADVISORY

Baluarte

Service

Advantages